Email:  aoagbada@delsu.edu.ng 
-  Area of Specialization: Finance
 -  Department of Accounting
 
- Dr Andrew O. Agbada studied at the University of Benin, Benin City, where he obtained a B.Sc degree in Accounting and M.Sc degree in Banking Finance. He obtained a Ph.D degree in Banking and Finance from Igbinedion University, Okada (IUO), Nigerian premier private University. He is also an Associate member (ANIMN) of the National Institute of Marketing of Nigeria, an Associate member (AITD) of the Nigerian Institute for Training and Development and holds the Part 1 certificate of the Chartered Institute of Bankers, Nigeria. 
Dr Agbada has previously taught Finance and Banking courses at Igbinedion University, Okada (IUO) and Afe Babalola University, Ado-Ekiti, Ekiti State.  Presently,  he is a Lecturer at the Accounting, Banking and Finance Department of Delta State University, (DELSU), Asaba Campus, Nigeria. He has taught in both the undergraduate and postgraduate programs, supervised and discussed PG dissertations and thesis. Prior to his lecturing jobs, he served as a Research Assistant at Center for Econometrics and Allied Research (CEAR); Economics Department, University of Ibadan, Nigeria under Professor S. Olofin - the Pioneer Director. He also served extensively as a practical banker at various Management levels with First Bank of Nigeria Plc.
Dr Agbada has a total of 26 Publications to his credit comprising of 10 international publications in indexed journals (Scopus & other indexing bodies), 3 publications in CBN Bullion, 7 publications in Nigerian journals, 5 publications as Chapter Contribution in Books and 1 Text Book having both local and international editions and forwarded by a Professor. The international edition published by LAMBERT Academic Publishing in Germany is displayed in some international bookshops such as ‘Amazon.com’ (google ‘Banking Methods and Processes’ to view). Also, one of his publications in an international journal titled ‘International Review of Management and Business Research (IRMBR)’ won best paper award of an issue of the journal and that earned me a position as an Editorial Board member of the journal. He has participated in reviewing of articles for both local and international journals. 
 
 
My Publications-    Osuji C. C. and Agbada A. O (2020) Imperative of Effective Working Capital Management and Profitability in the Banking Industry in Nigeria, International  Journal of Financial Research (IJFR); Publishers: SCIEDU Press, Toronto, Canada;  ISSN 1923-4023
 https://doi.org/10.5430/ijfr.v11n2p229 Vol.Volume 11, No 2; Pages: 229 - 242
 -    Agbada A.O. and Osuji C. C. (2020) Fundamental Analysis of Insurance Industry Operations and GDP Increase in Nigeria, International Journal of Financial Research (IJFR)
  https://doi.org/10.5430/ijfr.v11n4p275 Vol.Volume !! No. 4 Pages: 275 - 288
 -    Agbada A. O.  (2020) Appraising Financial Development Indicators and Capital Market Performance: Empirical Evidence from Nigeria, Finance and Economic Review
  https://doi.org/10.38157/finance-economics-review.v2i1 Vol.Volume 2: No 1 Pages: 45 - 62
 -    Odita A. O and Agbada A.O (2020) Corporate Social Responsibility and Customer Patronage in the Hospitality Industry in Nigeria: An Exploratory Survey , Imo State University Business and Financial  Journal 
  Vol.Volume 11, No 2 Pages: 50 - 67
 -    Agbada A. O (2019) Evaluating Financial Inclusion impact on Poverty Alleviation and Economic Prosperity in Nigeria: Product-Moment Correlation Coefficient, Sahel Analyst: Journal of Management Sciences.  ISSN No: 1177-4668  Publishers:  Faculty of Management Sciences, University of Maiduguri, Nigeria  
 https://saheljournalsonline.org.ng/jmsyear_2019_3.html Vol.Volume17, No.3,  Pages:  
 -    Agbada A. O (2019) Financial Sector Deepening and Economic Productivity In Nigeria:An Exploratory Survey, Imo State  University Business and Finance Journal   Publishers:  Faculty of Business Administration, Imo State  University, Owerri Nigeria  
   Vol.Volume 10; No 2 Pages: 
 -    Agbada A. O.  And  Odita A.O.  (2019) Competence-Based Predictor and Transaction Banking in Nigeria: An Exploratory Survey, Management Sciences Review (MSR);   Journal of the Faculty of Management Sciences, University of Benin, Nigeria,   Publishers:  Faculty of Management Sciences, University of Benin, Nigeria
  Vol.Volume 10; No 1 Pages: 
 -    Agbada A. O (2018) Relationship among Money Supply, Inflation and Economic Growth: An Insight from Nigeria, Sahel Analyst: Journal of Management Sciences.  University of Maiduguri,  Nigeria. ISSN No: 1177-4668  Publishers:  Faculty of Management Sciences, University of Maiduguri, Nigeria  
 https://saheljournalsonline.org.ng/jmsyear_2018_5.htm Vol.  Volume16, No.5,  Page 65 – 82 Pages: Page 65 – 82
 -    Agbada A. O  and   Osuji C. C (2018) Value Creation Strategy for Efficient Bank Management in Nigeria: An Exploratory Survey, Sahel Analyst: Journal of Management Sciences. University of Maiduguri ISSN No: 1177-4668  Publishers:  Faculty of Management Sciences, University of Maiduguri, Nigeria  
 https://saheljournalsonline.org.ng/jmsyear_2018_2.htm Vol.  Volume16, No.2,   Pages: Pages  30 – 47
 -    Agbada A. O.  and  Ebidouwei J.  (2017) Agricultural Credit Guarantee Scheme Funds (ACGSF) Operations And Economic Growth in Nigeria: A Empirical Analysis, Management Sciences Review (MSR);   Journal of the Faculty of Management Sciences, University of Benin, Nigeria,   Publishers:  Faculty of Management Sciences, University of Benin, Nigeria  
  Vol.Volume 8; No 1  Pages: Page 1- 24
 -    Ekakitie S.E and Agbada A.O. (2016) Resource Management for Sustainable Development: A Skill and Competences Management Approach, Academy of Management of Nigeria
  Vol.   Pages: 115 - 131
 -    Agbada  A. O  & Ekakitie-E S   (2016) Empirical Analysis of Primary Mortgage Institutions Fundamentals and  Gross Domestic Product Increase in Nigeria’, Applied Finance and Accounting journal.  ISSN: 2374-2410;  Publishers: Redfame  Academic Publishing, USA;; 
 https://doi.org/10.11114/afa.v2i1.1257 Vol.Volume 2;  No 1;   Pages: Pg 89 – 100
 -    Agbada A. O.  (2015) Agricultural Financing and Optimising Output Capacity for Sustainable Economic Development in Nigeria: An Empirical Analysis’, Journal of Emerging Trends in Economics and Management Sciences (JETEMS);  ISSN No: 2141-7024  Publishers: Scholarlink  Research Institute, Manchester, United Kingdom.
  https://hdl.handle.net/10520/EJC183956 Vol.Volume 6 , No 5   Pages: Pg 359 – 366;
 -    Agbada A. O and  Odejimi D. O (2015) Developments in Money Market Operations and Economic Viability in Nigeria: An Empirical Analysis’, European Journal of Business and Management,    Publishers:  International Institute For Science, Technology And Education (IISTE) ; New York NY, USA; 
 https://iiste.org/Journals/index.php/EJBM/article/view/23187 Vol.  Volume 7, No 18,  Pages: Pg 42 -52
 -    Agbada A.O. and Ighosewe F (2015) Efficacy of Government Funding Strategies and MSMEs Performance in Nigeria: An Empirical Analysis, College of Social and Management Sciences , Afe Babalola University, Ado-Ekiti
  Vol. Pages: 49 - 70
 -    Agbada A. O. & Odejimi D.  (2014) Empirical Assessment of Socioeconomic Determinant of Portfolio Investment Decisions of Civil Servants in Nigeria’, Empirical Assessment of Socioeconomic Determinant of Portfolio Investment Decisions of Civil Servants in Nigeria’
  https://hdl.handle.net/10520/EJC150140 Vol.Volume 5 , No 1;  Pages: Pg 9 -18;
 -    Odejimi D. O. and Agbada A. O. (2014) Rural Women Entrepreneurship Development in Ovia North-East, Edo State, Nigeria : The case for Micro-credit, European Journal of Business and Management
 https://iiste.org/Journals/index.php/EJBM/article/view/14905 Vol.Volume 6 , No 24   Pages: 136 - 141
 -    Agbada A.O. and Osuji C. C. (2013) An Empirical Analysis of Trends in Financial Intermediation  and Output in Nigeria, Global Journal of Management and Business Research 
  Vol.Volume 6 , No 10   Pages: 18 - 29
 -    Agbada A. O (2013) Core Resources of Corporate Strategy and Performance-Oriented Bank Management Practice: A Lesson for Nigeria’, BULLION:  Publication of the Central Bank of Nigeria,  ISSN: 0331-7919;   Publishers:  Research Department of the Central Bank of Nigeria (CBN): Nigerian Monetary and Regulatory Institution, Garki, Abuja.
  Vol. Volume 36 No 3 – Volume 37 No 1, No 4;   Pages: Pg 43-51;
 -    Agbada A. O. & Osuji C. C.  (2013) The Efficacy of Liquidity Management and Banking Performance in Nigeria., International Review of Management and Business Research (IRMBR);  ISSN: 2306-9007  Publishers: The Academy of IRMBR, International Research in Management & Business Realities Institute, Peshawar, Pakistan
  Vol.Volume 2, Issue 1;  Pages: Pg 223 – 233
 -    Agbada A. O. & Odejimi D.  (2013) Core Competences and Optimizing Bank Capital in Nigeria, International  Journal of Financial Research (IJFR);;; Publishers: SCIEDU Press, Toronto, Canada;  ISSN 1923-4023
  https://doi.org/10.5430/ijfr.v4n1p75 Vol.Volume 4, Nu mber 1;  Pages: Pg 75 -83
 -    Prof. Igbatayo S. A. & Agbada A. O  (2012) Inflation, Savings and Output in Nigeria: A VAR Approach, Journal of Emerging Trends in Economics and Management Sciences (JETEMS);  ISSN: 2141-7024;   Publishers:  Scholarlink  Research Institute, Manchester, United Kingdom;
 https://hdl.handle.net/10520/EJC127676 Vol.Volume 3 , No 5;  Pages: Pg 447 – 453;
 -    Agbada A. O. (2010) Banking System Credit as an Instrument of Economic Growth in Nigeria’, BULLION: Publication of the Central Bank of Nigeria (CBN), \ ISSN No: 0331- 7919;   Publishers:  Research Department of the Central Bank of Nigeria (CBN): Nigerian Monetary and Regulatory Institution, Garki, Abuja.
  Vol.Volume 34, No 2;  Pages: Pg 30-35; 
 -    Agbada A.O.  (2009) Competence-based Approach to Competitive Advantage in the Banking in Nigeria, Finance and Banking Review, University of Benin
  Vol.Volume 3 , No 1 & 2   Pages: 1-12
 -    Agbada A. O.  (2008) Electronic Banking in Nigeria, Problems and Prospects From The Consumer’s Perspective’, BULLION:  Publication of the Central Bank of Nigeria, Garki, Abuja  ISSN: 0331-7919,   Publishers:  Research Department of the Central Bank of Nigeria (CBN): Nigerian Monetary and Regulatory Institution, Garki, Abuja
  Vol.Volume 32, No 4;  Pages: Pg 19-22,